Budget binder printable download#
You can simply do that here and will receive the download right away.Īs you see my name is Susan. To download this Budget Binder, you need to be a subscriber of my newsletter. Use a dry erase marker and re-use every month! This is awesome for the meals for this month & grocery list. Laminator– I use this at least once a week.Binder Pockets – awesome for larger important info to save.If you are looking for the binder and supplies, here are some that I have used: Groceries List: This is to help you have a plan when you go to the grocery store and to cut back on unnecessary extras.Meals for this Month: Having a monthly meal plan will help cut down significantly on grocery expenses.You will transfer monthly information onto this sheet so that you can see where you started and ended each month in checking as well as savings accounts. Year at a Glance: Similar to the month at a glance but more of an overview of the entire year.Goals are included so that you can keep moving forward. I included the savings portion as well- to show when you deposit or transfer money into there as well as a starting and ending balance spot.
You also have space for extras that you might not traditionally have each month. There’s a spot for the starting balance and ending balance. You will fill this out at the beginning of the month and check off the bills and fill in the totals.
Budget binder printable free#
Here’s how I intend them to work (but feel free to adjust them to your needs): The correct one is included in the packet. Note: I updated the Month a Glance to include groceries on it.
I hope you’ll be able to gain something from these sheets though. So what works for us, might not work for you. Without a doubt, every family is different. I’ll continue to add more as time goes on and I get a feel what works best. I sat down and started brainstorming the kinds of things I wanted in a budget binder. Probably because we’ve failed before and I don’t like starting something that I know I haven’t accomplished in the past. SO- here we are- 15+ years later, trying to whip into shape. It’s crazy to think about that but I know that time will zoom by. College, weddings, retirement, etc will be here before we know it. We are now at the point of our lives where our kids are a teen/pre-teen and elementary schooler. Or we’d try and then one of us would spend and the other would try to nag him into not doing so…and then that one person would get fed up and just start spending again. So I walked the line but never fully embraced a budget. The idea of bouncing a check (which used to be the only way to pay bills a million years ago) was horrifying. Although I don’t like to follow the crowd necessarily, breaking rules scares me. I was a little more naive but TERRIFIED of getting in trouble. He knows WAY more than the average person about credit, debt, etc. Josh has been in the collection industry since he was a teen (his Dad owned a collection agency and he still works in that field). Here we are early twenty-somethings, engaged and blissfully unaware….
Neither of us were horrible with money then but we definitely could’ve buckled way down. One of us likes to spend on big ticket items, while the other shops shops shops to find the best deal but buys lots of little things that add up. Josh and I, as most couples do, came into our marriage with our own ways of spending money. If you’d like to get the current one, get more information here. > I recently updated this Printable Budget Binder.
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